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Archive for the ‘Second Spin’ Category

The MOACA finale was great!  I wonder how long I’ll have to wait for the next season to begin. *waaa*

Thought I’d give an update on the status o’ my finances, based on this week’s spending and next week’s incoming moolah:

I started off with $15.67 in my bank account as of this morning. I stopped off at the gas station for 2 packs of cigs (5.98) and $2 in gas before my gig at the non-profit. On the way home, I was jonesing for something sweet to eat with the pot of coffee I planned to make, so I stopped at the Wal-Mart neighborhood market store and picked up a box of 4 iced honey buns made by their “Mrs. Freshley” brand. Total was 1.08, but I used some of my remaining change so the total charge to my bank was only 77 cents. By the way, I ate 2 and they were pretty good, albeit a bit unsoft (rather tasty after 10 seconds in the microwave). But they’re cheaper than Little Debbie, and it’s nice to know I have an even less expensive alternative for snacks when the mood hits. I indulge on little treats when I can, so as not to go batshit crazy with all this budgeting.

Speaking of indulgence, after finishing that pot of coffee and the MOACA finale, I was in the mood for something else. Being Saturday night after a long-ass week of work, I checked my bank balance: $6.97. Just enough for my ideal splurge — a 12 pack of beer. I debated back and forth about spending the money and running out again, but I finally decided “screw it.” Grabbed the dog since he needed a walk any way, and we buzzed over to the convenience store. I was hoping I could use up the rest of my change (40 cents or so) then put the rest on my card, but they were unable to take 2 different forms of payment, so I put it all on my card, knowing I had enough to cover the $6.35 charge.  My bank balance is now 57 cents, plus a handful of pocket change.  I sure to like to push it right to the limit, don’t I?  Luckily, my bank doesn’t charge if my balance is too low and I normally get very squeamish about having that little in my account.  I think my record low (several years ago) without causing an overdraft was 11 cents.

So, I have 57 cents in the bank and 40+ cents in change (too lazy to count pennies right now).  I owe $730 for rent + $164.42 for electricity in SIX DAYS, for a grand total of $894.42.  So I’ve got the 42 cents covered at this moment…now watch how I plan to accomplish paying these two bills off:

  1. Paycheck from temp job direct deposited Tuesday 3/2, 35.25 hours x $~6.93 after taxes = $244.28
  2. Paycheck from non-profit work to arrive Tuesday or Wed, 7.75 hours x $12 (still not sure if taxes will be taken out or not, but let’s knock off a few bucks just in case) = ~$80+
  3. Cleaning advance check, to be received Friday, 4 cleanings for March x $40/ea = $160
  4. Cash advance loan for $175, to be taken out Thursday (payback amount will be 205.xx in 2 weeks)
  5. Float!  Paycheck from temp job direct deposited 3/9 (hopefully before rent & electricity hit), ~$240
  6. Total: $899.28 (!!!)
  7. Which would leave me with 5 bucks leftover for the next 2 weeks to buy food, gas, and whatever else.

This is where my  sales from Craigslist and Half Price Books come in, not to mention another possible $10 accrued on Amazon Mechanical Turk within a few weeks.  If I can get a few CL people over in the next week, we’re looking at anywhere from $5 – $75 in possible sales. Selling books, CDs, videos and cassettes to Half Price will garner between $5 – $40, depending on how much I load up in the trunk and what the items are. So far, I’ve made nearly $100 selling items to them over the last couple months (4 different trips over there after work, which wasn’t bad, since it was very close to the non-profit).

Other ways to make extra money include asking my neighbor if she needs help cleaning & organizing again (last time I helped her out for two hours, she paid me $22), plus the few dollars I’ll get from recycling and selling 4 DVDs to a pawn shop on that end of town (they take DVDs in cardboard cases for 50 cents each, whereas the other place doesn’t). I still have about 15 or so DVDs in plastic cases I could sell to the “other” place for $1/ea if things get absolutely bone dry and I need a few bucks in a flash. However, I’d rather sell them to Second Spin and make a bit more if I’m going to part with the rest of my collection…the only downside it takes about 2 weeks turnaround to get the money.  Aside from that, pulling stuff out for eBay sales is another possibility. Although, I’m not sure I can get my camera software working with Firefox, so that could be a wee snag (and I have no idea where I put the battery recharger, which is really unlike me — the camera and the recharger always get placed next to each other wherever I leave them, except this particular time. Grrrr.)

At this point, if I can get through this next grinding round of bills by the 5th, I’ll reassess for the coming weeks. The whole problem with all this is that I can never get caught up enough to see the light at the end of tunnel. Borrowing from a cash advance place is not a good idea, but considering the alternatives (i.e. borrowing from my brother), it’s pretty sweet. I will elaborate on the deal with my brother in future posts. I can’t borrow any more from mom (she helped me out greatly last year when I lost my job, plus she’s on a fixed income), my dad’s in the same boat financially, and my brother is a raging dickhead.  I actually can’t wait to dish out the goods on him. One reason I started this new blog was so I could talk about him and other family issues without repercussions. My former blog (much more humorous) was known by my sister-in-law, which was fine when I was just shooting the shit, joking around, or bitching in general, but as far as family stuff went, I had to watch whatever I said.

I’m not sure if I’ll ever give this blog address to anyone I know (even close friends). I’m enjoying the anonymity for the moment. And while I’m not discussing anything they would find upsetting or shocking, my main fear is that they would find it tedious and boring. I’m usually much more entertaining. While I will throw in some funny shit now and again, I don’t have to worry about an audience that’s hoping for laughs.  Of course, at the moment, I’ve received zero page views, so it’s rather a moot point. On one hand, I love that no one but ME knows about this site, but it’s also slightly depressing. I guess I’m anxious for some feedback by now, and not from a total idiot saying “u suck” either.

Anyhoo, I’m going to run along for now. But I wanted to point out I hate that WordPress considers certain “big” words to be “complex expressions.” For example, in a previous post I used the word “accompany” and it suggested I use “go with.” In this post, it suggests I replace “accomplish” with “carry out.” WTF?  Do we really want to dumb down an already dumbed down society?

Nighty night for now…

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